Most people don’t want to discuss funerals, whether their own or someone else’s, but with death inevitable for us all at some stage no matter how we might wish we could live forever, it’s a conversation more of us should probably be having.
By talking about your funeral plans in advance, you can help alleviate a lot of stress and worry not just for yourself, but for your loved ones, too. Fortunately, with a prepaid funeral, you can ensure that everything is done as per your wishes when the time comes, and that money worries are not left for others to resolve while grieving your loss.
Here’s what Victoria Funeral Home (they are funeral directors in Aberdeen) have to tell you about prepaid funerals and their benefits:
What is a prepaid funeral?
It’s simply a funeral paid for and arranged in advance through funeral plans.
What do funeral plans entail?
In essence, you pay a funeral provider for whatever services you will require at the time of your death, and they keep your money safe until the time comes for the plans to be put into place. In the plan, the specific services you’re paying for will be listed, and as you would expect, the more services there are included, the more expensive the plan is likely to be.
Paid for in a number of different ways, which includes payment in full or in instalments, the terms of a funeral payment plan vary from provider to provider.
What are 5 advantages of choosing a prepaid funeral?
There are many advantages associated with prepaid funeral plans, and listed below are 5 of the most compelling:
1. A sense of security
With your money typically being placed into a funeral trust fund by the provider, it remains safe and secure until needed by your funeral directors in Aberdeen.
2. Peace of mind
Death is a stressful enough topic without the added worry of not knowing whether your loved ones can afford to pay for your funeral when the time comes. Yes, you could put your money into a bank account, but there is an element of risk involved as there’s no guarantee that it will be safe or that your savings will grow in line with inflation, while a funeral provider will give you everything you ask for, provided it has been paid for in advance.
3. A simplified process for loved ones
Friends and family can focus on celebrating your life when the time of your passing comes, and not have to worry about arranging your funeral and paying for it.
4. A funeral that you want
Even if you’ve conveyed to loved ones what you want from your funeral, there’s no guarantee that they’ll stick to it, whereas with a prepaid funeral, your wishes are set down for everyone to respect, and your chosen funeral provider will honour them to the letter. This way, your friends and family can also rest assured that everything is happening just how you would have wanted it, which can be important at such a time.
5. Pay for it the easy way
Paying for your funeral in advance is a fantastic way of protecting your money and keeping costs to a minimum, and with monthly payment plans offered by many funeral providers, you can get exactly what you want, affordably.
At a time of great sorrow for your loved ones, wouldn’t it be great not to leave them with the stress of planning your funeral?
Prepaid funerals with the help of a sound funeral plan, are a simple way to ensure that your funeral is not just paid for, but is carried out as per your specific wishes, and at no cost to anyone else.